body {
	margin: 2;
	font-family: verdana, arial, helvetica, sans-serif;
	color: #000;
	background-color: #fff;
	}
	
td, p { font-size: 12px; }

a { 
	color: #00f;
	text-decoration: none;
}

a:hover { 
	color: #00f;
	text-decoration: underline;
}

TD.left {
	border-right: 1px solid #d4d4d4;
	padding-right: 5px;
	text-align: left;
}

TD.right {
	border-left: 1px solid #d4d4d4;
	padding-left: 5px;
	text-align: left;
}

TD.center {
	padding-left: 5px;
	padding-right: 5px;
	text-align: left;
	line-height: 150%;
}

HR.small {
	border: 1pt dashed #e4e4e4;
	width: 100px;
	text-align: center;
	}

HR.large {
	border: 1pt dashed #e4e4e4;
	width: 300px;
	text-align: center;
	}

h1 {
	font-size: 2.0em;
	margin: 1.2em 0em;
	font-weight: normal;
	color:#224466; 
	text-transform:capitalize;
	}
	
h2 {
	font-size: 1.7em;
	margin: 1.2em 0em 1.2em 0em;
	font-weight: normal;
	text-transform:capitalize;
	}
	
h3 {
	font-size: 1.4em;
	margin: 1.2em 0em 1.2em 0em;
	font-weight: normal;
	text-transform:capitalize
	}

h4 { 
	font-size: 1.1em;
	margin: 1.2em 0em 1.2em 0em;
	font-weight: bold;
	text-transform:capitalize
	}
	
.Nav-Cell a, .Nav-Cell a:hover {
    font-family: Arial, Helvetica, sans-serif;
    font-size: 12px;
    color: #F6F6F6;
    text-decoration: none;
    background-image: url("images/nav_off.gif");
    text-align: center;
    display: block;
    height: 30px;
    line-height: 30px;
	}

.Nav-Cell a:hover {
    background-image: url("images/nav_on.gif");
	}

.Nav-Cell-On {
	height: 30px;
    border-right-width: 1px;
    border-left-width: 1px;
    border-right-style: solid;
    border-left-style: solid;
    border-left-color: #3676A4;
    background-color: #2A5788;
    text-decoration: none;
    font-family: Arial, Helvetica, sans-serif;
    font-size: 12px;
    color: #fff;
    height: 30px;
    line-height: 30px;
    background-image: url("images/nav_onb.gif");
    border-bottom: 1pt solid white;
    border-right: 1pt solid #e4e4e4;
    text-align: center
	}
	
.Nav-Cell {
	height: 30px;
    border-right-width: 1px;
    border-left-width: 1px;
    border-right-style: solid;
    border-left-style: solid;
    border-right-color: #195A88;
    border-left-color: #3676A4;
	}

#hdr-links a {
	color: #eef;
	text-decoration: none;
	font-size: 12px;
	}

#hdr-links a:hover {
	color: #fff;
	text-decoration: none;
	}
	
.testimonial {
	font-size: 12px; font-weight: bold;
	font-family: Verdana, Arial, sans-serif; 
	line-height: 110%;
}

.source {
	font-size: 11px; 
	font-family: Verdana; 
	padding: 10px; 
	font-style:italic;
	line-height: 100%;
}

#footer {
	font-size: .9em;
}

#footer a {
	color: #828282;
	}

#footer a:hover {
	color: #000;
	}